Legal Officer / Recovery Manager at Elizabeth Maddeux Limited - Cool Daily Jobs
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Monday, 23 February 2026

Legal Officer / Recovery Manager at Elizabeth Maddeux Limited

Elizabeth Maddeux provides a range of human resources solutions designed to empower your workforce, enhance technical proficiency, refine soft skills, and accelerateorganizational growth for better impacts by enhancing organizational dynamics through a well-rounded and robust human resource intervention.

We are recruiting to fill the position below:

Job Title: Legal Officer / Recovery Manager

Location: Ikeja, Lagos
Employment Type: Full-time

Job Summary

  • The Legal Officer / Recovery Manager is responsible for overseeing the organization’s legal affairs and managing the recovery of delinquent and non-performing loan portfolios.
  • The role ensures strict compliance with applicable laws, regulatory requirements, and internal credit policies while minimizing credit losses and safeguarding the institution’s legal and financial interests.
  • This position plays a critical role in enforcing loan agreements, managing litigation processes, supporting credit risk management, and providing legal advisory services across the organization.

Key Responsibilities
Loan Recovery & Credit Risk Management:

  • Develop and implement effective recovery strategies for overdue and non-performing accounts.
  • Manage and monitor delinquent loan portfolios to ensure timely resolution.
  • Negotiate settlements, restructuring arrangements, and repayment plans.
  • Initiate and oversee collateral realization and enforcement proceedings.
  • Track recovery performance against agreed targets and prepare periodic recovery reports.
  • Work closely with credit and risk teams to reduce non-performing loan (NPL) ratios.

Legal & Regulatory Compliance:

  • Ensure all credit documentation and recovery processes comply with applicable laws, regulatory frameworks, and internal policies.
  • Maintain compliance with Central Bank of Nigeria guidelines and other statutory requirements.
  • Liaise with external solicitors, law enforcement agencies, and regulatory authorities.
  • Manage litigation processes, including court filings, case follow-ups, and legal representation coordination.
  • Conduct legal due diligence on collateral documentation and loan agreements.

Legal Advisory & Documentation:

  • Draft, review, and negotiate contracts, loan agreements, and other legal instruments.
  • Provide legal opinions and advisory support to management and operational departments.
  • Conduct legal research to guide business transactions and strategic decisions.
  • Ensure corporate compliance with statutory and regulatory obligations.

Qualifications & Experience

  • Bachelor of Laws (LL.B) Degree.
  • Barrister-at-Law (BL) qualification.
  • Minimum of 4 – 7 years post-call experience in legal practice, loan recovery, credit administration, or financial services.
  • Prior experience in banking, microfinance, or financial institutions is highly preferred.
  • Strong knowledge of debt recovery laws, contract law, insolvency procedures, and financial regulations.
  • Proven experience managing litigation and enforcement processes.

Core Competencies:

  • Strong negotiation and recovery management skills.
  • Sound legal reasoning and analytical ability.
  • High level of integrity and professionalism.
  • Attention to detail with strong documentation accuracy.
  • Excellent communication and stakeholder management skills.
  • Ability to manage multiple cases and meet performance targets.
  • Proficiency in legal drafting and case management systems.

Compensation & Benefits

  • Competitive monthly salary
  • Health insurance coverage.
  • Employer contributory pension scheme.

Application Closing Date
1st March, 2026.

The post Legal Officer / Recovery Manager at Elizabeth Maddeux Limited appeared first on Jobs in Nigeria - http://jobsinnigeria.careers.



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