SME Loan Officer at Creditwise Financial Limited

Creditwise Financials Limited is a Fintech Company primarily focused on providing access to financial services for low-medium income earners, women and small business owners across Nigeria and aspires to secure the future of the underserved in their chosen market. Its current services and product include Employee group Loans, SME-Working Capital-Asset Acquisition, Personal Loans, LPO Financing and SheBIZ loans.

We are recruiting to fill the position below:

Job Title: SME Loan Officer

Location: Lagos
Employment Type: Full-time

Responsibilities

• Source for new individual and corporate clients via direct promotion and assist prospect client with loan application.
• Presentation of loan proposals to credit committee.
• Portfolio Management with full responsibility for its growth and quality (monitoring of disbursed Loans, follow up on timely repayment and Initiating and leading recovery activities).
• Optimizing financial results by cross-selling activities.
• Assuring long-term relationship (Relationship Management) through high client satisfaction, reaching a high ratio of revolving clients.
• In-depth assessment of loan applications and collect detailed information (personal, business, and guarantees) in preparation of loan proposals.
• Analyse and interpret financial statement of businesses with the use of Microsoft excel to access the repayment capacity and financial soundness of the borrower.

Requirements

• Minimum of B.Sc / HND qualification in any discipline
• 2 – 3 years SME lending, experience in Microfinance bank is most preferred
• Ability to work with minimum supervision
• Target driven and result oriented.
• Attentive to details.
• Ability to provide professional services to High Net Worth Clients.
• Demonstrate good self-esteem and confidence.
• Strong analytical and financial skills (with focus on cash flow analysis and forecasting)
• Excellent interpersonal, communication and presentation skills.

Salary
N100,000 – N150,000 monthly.

Application Closing Date
21st April, 2022.

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